Prudential

• Prudential plc
• Prudential HK

Prudential plc

Prudential plc provides life and health insurance and asset management in 24 markets across Asia and Africa.

The business helps people get the most out of life, by making healthcare affordable and accessible and by promoting financial inclusion. Prudential protects people’s wealth, helps them grow their assets, and empowers them to save for their goals.

The business has dual primary listings on the Stock Exchange of Hong Kong (2378) and the London Stock Exchange (PRU).

It also has a secondary listing on the Singapore Stock Exchange (K6S) and a listing on the New York Stock Exchange (PUK) in the form of American Depositary Receipts.

It is also a constituent of the Hang Seng Composite Index and is also included for trading in the Shenzhen-Hong Kong Stock Connect programme.

History

• 2019年 拆分M&G
• 1999年 并购英国M&C
• 1994年 成立亚洲区域公司
• 1961年 进军美国市场
• 1945年 二战空袭遇难者理赔
• 1939年 保诚波兰子公司理赔
• 1912年 泰坦尼克号理赔
• 1856年 保诚率先推出世界第一张儿童保单
• 1848年 英国保诚集团创立于英国伦敦

24 Markets

Prudential plc provides life and health insurance and asset management in 24 markets across Asia and Africa.

Market	Life insurance	Asset management
China mainland	✅	✅
Hong Kong	✅	✅
Macau	✅	❌
Taiwan	✅	✅
Singapore	✅	✅
Indonesia	✅	✅
Malaysia	✅	✅
Vietnam	✅	✅
Thailand	✅	✅
India	✅	✅
Philippines	✅	❌
Laos	✅	❌
Myanmar	✅	❌
Combodia	✅	❌
Korea	❌	✅
Japan	❌	✅
Africa: Nigeria, Ghana, Togo, Cote D'Ivoire, Zambia, Kenya, Uganda, Cameroon	✅	❌

Financial Reports

2023

• Annual Report 2023 English
• Annual Report 2023 Chinese
• 2023 Full Year Results
• Market summaries
• Presentation
• Factsheet – Full Year 2023
• 業務概覽 – 二零二三年
• 业务概览 – 二零二三年

Products

CIM3/BCIM3「誠保一生」危疾保系列

• CIM3 - 「誠保一生」危急保
• BCIM3 - 「誠保一生」危疾保 - 摯愛寶 PRUHealth Baby Guardian Critical Illness Plan
• 产品链接

CIE3 (PRUHealth Critical Illness Extended Care III) 危疾加護保III

• 产品链接

CIP2 (PRUHealth Critical Illness First Protect II) 危疾首護保II

• 产品链接

「自主健康」危疾保

• ECI:
• ECS: EasyWell Severe Cancer Care 「自主健康」严重癌症保
• ECM: EasyWell Critical Illness MultiCare 「自主健康」危急多重保
• 产品链接

CPE/CPER (PRUHealth essencial critical care) 特選危疾治療保

• 产品链接

意外保系列 PRUCare Accident Cover

• 产品链接
• PAE: 意外首护保
• PAA: 意外加护保
• PAP: 意外全护保

VEP PRUHealth VHIS EasyChoice Plan 保誠自願醫保摯稱心計劃

• 产品链接

SMM 额外医疗计划

VIP/VIPR PRUHealth VHIS VIP Plan 保誠自願醫保尚賓計劃

• 产品链接

PMP/PMPR PRUHealth Medical Plus 醫療加倍保

• 产品链接

VSP/VSPR PRUHealth CoreChoice Medical Plan 保誠自主醫保計劃 / VFRR PRUHealth FlexiChoice Medical Plan 保誠靈活自主醫保計劃

• 保誠自主醫保計劃
• 保誠靈活自主醫保計劃

投资表现

• 分红实现率: https://www.prudential.com.hk/performance/fulfillment-ratio/tc/index.html
• 總現金價值比率: https://www.prudential.com.hk/performance/total-cash-value-ratio/tc/index.html
• 長線實際平均總內部回報率: https://www.prudential.com.hk/performance/long-term-average-actual-total-internal-rate-of-return/tc/index.html
• 萬用壽險計劃過往派息率: https://www.prudential.com.hk/performance/general-crediting-interest-ratio/tc/index.html

Terminologies

• ASEAN: The Association of Southeast Asian Nations, commonly as ASEAN, is a political and economic union of 10 states in Southeast Asia.
• NBP: The New Business Premium (NBP) refers to the premium acquired from new policies sold by an insurance company within a specific reporting period. It is a key performance indicator for insurance companies, highlighting the success of their sales and marketing efforts, and their capacity to grow and attract new customers.
• APE: The Annual Premium Equivalent(APE) is the sum of the total value of regular–or recurring–premiums plus 10% of any new single premiums written for the fiscal year.
• MDRT: Million Dollar Round Table
• ANB: Age Next Birthday